This legal agreement is an electronic record in terms of the Indian Information Technology Act, 2000 and the rules there under as applicable and the amended provisions about electronic records in various statutes as amended by the Indian Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This legal document is published in accordance with the provisions of Rule 3 (1) of the Indian Information Technology (Intermediaries guidelines) Rules, 2011 and Rule 4 of the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011 of Information Technology Act, 2000 amended through Information Technology Amendment Act, 2008 that require publishing the terms of use and practices for access or usage of an Application.

This Application is created and operated by M/s Swific Technology Private Limited (hereinafter referred to as “We”, “Our”, and “us”) having its registered address at “Jaipur, Rajasthan” The creator of these Terms of use (“Terms”) ensures your steady commitment to the usage of the Application, “Lio” (“Application”) and the services provided by us.

Contents

1. Definition

2. General Terms

3. Application

4. Registration

5. Payment Gateway

6. Eligibility

7. Content

8. Indemnity

9. Limitation of Liability

10. Term

11. Termination

12. Communication

13. User Obligations and Formal Undertakings as to Conduct

14. Suspension of user Access and Activity

15. Intellectual Property Rights

16. Disclaimer of Warranties and Liabilities

• Entire Agreement

• Waiver

• Severability

• Contact us

DEFINITION

For the purpose of these Terms, wherever the context so requires, “you”, “your”, “yourself”, “user” shall mean and refer to natural and legal individuals who shall be users of this Application and who is competent to enter into binding contracts, as per Indian laws.“Third Parties” refer to any Application, Application or individual apart from the users and the creator of this Application.“Application” refers to this Application created by us.

1. You represent and warrant that you are competent and eligible to enter into legally binding agreements and of age and that you have the requisite authority to bind themselves to these Terms of use following the Law. However, if you are a minor using this Application, you may do so with the consent of your legal guardian. All Acts of minor shall be deemed to be considered as the acts undertaken under the supervision of their legal guardian.
2. You further represent that you will comply with these Terms and all applicable local, state, national and international laws, rules and regulations.
3. You shall not use the Application if you are not competent to contract or are disqualified from doing so by any other applicable law, rule or regulation currently in force.

1. Your use of the Application,
2. Your violation of these Terms; or the terms of the third party provider
3. Your violation of any rights of another;
4. Your alleged improper conduct according to these Terms;
5. Your conduct in connection with the Application;

• If the Application is inoperative/non-responsive due to any connectivity errors associated with the internet connection such as but not limited to slow connectivity, no connectivity, server failure;
• If you have fed incorrect information or data or for any deletion of data;
• If there is an undue delay or inability to communicate through email;
• If there is any deficiency or defect in the Services managed by us;
• If there is a failure in the functioning of any other service provided by us.

1. The Application accepts no liability for any errors or omissions, on behalf of itself, or for any damage caused to you, your belongings, or any third party, resulting from the use or misuse of the Application or any service availed of by us through the Application. The service and any Content or material displayed on the service is provided without any guarantees, conditions or warranties as to its accuracy, suitability, completeness or reliability . We will not be liable to you for the unavailability or failure of the Application.
2. you are to comply with all laws applicable to you or your activities, and with all Policies, which are hereby incorporated into this Terms of use by reference.
3. The Application expressly excludes any liability for any loss or damage that was not reasonably foreseeable by the Application and which is incurred by you in connection with the Application, including loss of profits; and any loss or damage incurred by you as a result of your breach of these Terms of use.
4. To the fullest extent permitted by law, We shall not be liable to you or any other party for any loss or damage, regardless of the form of action or basis of any claim. you acknowledge and agree that your sole and exclusive remedy for any dispute with us is to terminate your use of the Application.

1. These Terms shall continue to form a valid and binding contract between you and us and shall continue to be in full force and effect until you continue to access and use the Application.
2. We may terminate these Terms and close your account at any time without notice and/or suspend or terminate your access to the Application at any time and for any reason, if any discrepancy or legal issue arises.
3. Such suspension or termination shall not limit our right to take any other action against you that we consider appropriate.
4. It is also hereby declared that we may discontinue the Application without any prior notice.

1. We reserve the right, in its sole discretion, to unilaterally terminate your access to the Application, or any portion thereof, at any time, without notice or cause.
2. We also reserve the universal right to deny access to you, to any/all of are on its Application without any prior notice/explanation to protect the interests of the Application and/or other users to the Application.
3. We reserve the right to limit, deny or create different access to the Application and its features concerning different users, or to change any of the features or introduce new features without prior notice.
4. You shall continue to be bound by these Terms, and it is expressly agreed to by you that you shall not have the right to terminate these Terms till the expiry of the same.

1. Agree to provide genuine credentials during the process of registration on the Application. you shall not use a fictitious identity to register. We are not liable if you have provided incorrect information.
2. Agree to ensure the Name, Email address, Mobile number and any such other information provided during account registration is valid at all times and shall keep your information accurate and up-to-date.
3. You agree that you are solely responsible for maintaining the confidentiality of your account password. you agree to notify us immediately of any unauthorized use of your account. We reserve the right to close your account at any time for any or no reason.
4. Understand and acknowledge that the data submitted is manually entered into the database of the Application. you also acknowledge the fact that data so entered into the database is for easy and ready reference for you, and to streamline the Services through the Application.
5. Understand and agree that, to the fullest extent permissible by law, the Application or any of their affiliates or their respective officers, directors, employees, agents, and representatives, shall not be liable for any loss or damage, of any kind, direct or indirect, in connection with or arising from the use of the Application or this terms of use, including, but not limited to, compensatory, consequential, incidental, indirect, special or punitive damages.
6. Are bound not to cut, copy, modify, recreate, reverse engineer, distribute, disseminate, post, publish or create derivative works from, transfer, or sell any information or obtained from the Application. Any such use/limited use of the Application will only be allowed with the prior express written permission.
7. Agree not to access (or attempt to access) the Application and/or the materials or Services by any means other than through the interface provided by the Application. The use of deep-link, robot, spider or other automatic devices, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Application or its content, or in any way reproduce or circumvent the navigational structure or presentation of the Application, materials or any content, or to obtain or attempt to obtain any materials, documents or information through any means not specifically made available through the Application will lead to suspension or termination of your access to the Application. We disclaim any liabilities arising concerning such offensive content on the Application.
8. Expressly agree and acknowledge that the Content generated/uploaded by the users and displayed on the Application is not owned by us and that We are in no way responsible for the content of the same. you may, however, report any offensive or objectionable content, which We may then remove from the Application, at our sole discretion.
9. Agree that any data provided is the users and by providing this data they are not violating any confidentiality obligations.
10. The users have the right to provide the data including data from third party applications.
11. You agree that in order to access certain features of the Application there may be a need to feed in data from other third party applications. You acknowledge and agree that you have the authority to provide any such data for the usage of the Application.

1. Engage in any activity that interferes with or disrupts access to the Application or the Services provided therein (or the servers and networks which are connected to the Application);
2. Impersonate any person or entity, or falsely state or otherwise misrepresent his/her affiliation with a person or entity;
3. Probe, scan or test the vulnerability of the Application or any network connected to the Application, nor breach the security or authentication measures on the Application or any network connected to the Application. The user may not reverse look-up, trace or seek to trace any information relating to any other user of, or visitor to, the Application, or any other viewer of the Application, including any user account maintained on the Application not operated/managed by the user, or exploit the Application or information made available or offered by or through the Application, in any manner;
4. Disrupt or interfere with the security of, or otherwise cause harm to, the Application, systems resources, accounts, passwords, servers, or networks connected to or accessible through the Application or any affiliated or linked Applications.
5. Use the Application or any material or content therein for any purpose that is unlawful or prohibited by these Terms of use, or to solicit the performance of any illegal activity or other activity which infringes the rights of this Application or any other third party (s);
6. Violate any code of conduct or guideline which may apply for or to any particular service offered on the Application;
7. Violate any applicable laws, rules or regulations currently in force within or outside India;
8. Violate any portion of these Terms of use or the Privacy Policy, including but not limited to any applicable additional terms of the Application contained herein or elsewhere, whether made by amendment, modification, or otherwise;
9. Commit any act that causes us to lose (in whole or in part) the Services of its Internet Establishment (“ISP“) or in any manner disrupts the Services of any other supplier/service provider of the Application;

1. You hereby expressly authorize us to disclose any and all information relating to you in our possession to law enforcement or other government officials, as We may in our sole discretion, believe necessary or appropriate in connection with the investigation and/or resolution of possible crimes, especially those involve personal injury and theft/infringement of intellectual property. you further understand that the Application might be directed to disclose any information (including the identity of persons providing information or materials on the Application) as necessary to satisfy any judicial Order, law, regulation or valid governmental request.
2. By indicating your acceptance to use any services offered on the Application, you are obligated to complete such transactions after making payment. you shall be prohibited from indicating your acceptance to avail services where the transactions have remained incomplete.
3. You agree to use the services provided by us, our affiliates, consultants and contracted companies, for lawful purposes only.
4. You agree to provide authentic and true information. We reserve the right to confirm and validate the information and other details provided by you at any point in time. If upon confirmation such details are found to be false, not to be true (wholly or partly), We shall in our sole discretion reject the registration and debar you from using the Application without prior intimation whatsoever.
5. You agree to get the necessary consents required to share any data which may be required.
6. You agree not to post any material on the Application that is defamatory, offensive, obscene, indecent, abusive, or needlessly distressful or advertising any goods or services. More specifically, you agree not to host, display, upload, update, publish, modify, transmit, or in any manner share any information that:

• belongs to another person and to which you have no right to;
• is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
• is in any way harmful to minors;
• infringes any patent, trademark, copyright or other proprietary rights;
• violates any law for the time being in force;
• deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing;
• Abuse, harass, threaten, defame, disillusion, erode, abrogate, demean or otherwise violate the legal rights of others;
• Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Publish, post, disseminate, any grossly harmful information, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever; or unlawfully threatening or unlawfully harassing including but not limited to “indecent representation of women” within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986;
• Threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.

• If you are in breach of any of these Terms of use or the Privacy Policy;
• If you have provided wrong, inaccurate, incomplete or incorrect information;
• If your actions may cause any harm, damage or loss to the other users or us, at our sole discretion.

1. You are aware all intellectual property, including but not limited to copyrights, relating to said services resides with the owners, and that at no point does any such intellectual property stand transferred from the aforementioned creators. you are aware that we merely provide the Application through which you can communicate with other users and the Application does not own any of the intellectual property relating to the independent content displayed on the Application, apart from created graphics and specified content.

1. You further agree and undertake that you are accessing the Application at your sole risk and are that you are using the best and prudent judgment before availing of any features on the Application or accessing/using any information displayed thereon.
2. You agree that any kind of information, resources, activities, recommendations obtained/availed from the Application, written or oral, will not create any warranty and we disclaim all liabilities resulting from these.
3. We do not guarantee that the features and content contained in the Application will be uninterrupted or error-free, or that the Application or its server will be free of viruses or other harmful components, and you hereby expressly accepts any associated risks involved with your use of the Application.
4. We have only used all data as provided by you and verified the accuracy of the data.
5. Use of data from third party applications is based on the consent received from you, we have not obtained any other specific consents.
6. It is further agreed to by you that the contents of this Section shall survive even after the termination or expiry of the Terms of use and/or Privacy Policy.

• Entire Agreement: These Terms of use, read with the Privacy Policy, form the complete and final contract between you and us with respect to the subject matter hereof and supersedes all other communications, representations, and agreements (whether oral, written or otherwise) relating thereto.
• Waiver: The failure of either Party at any time to require performance of any provision of these Terms of use shall in no manner affect such Party’s right at a later time to enforce the same. No waiver by either party of any breach of these Terms of use, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of any other breach of these Terms of use.
• Severability: If any provision/clause of these Terms of Use is held to be invalid, illegal or unenforceable by any court or authority of competent jurisdiction, the validity, legality, and enforceability of the remaining provisions/clauses of these Terms of use shall in no way be affected or impaired thereby, and each such provision/clause of these Terms of use shall be valid and enforceable to the fullest extent permitted by law. In such case, these Terms of use shall be reformed to the minimum extent necessary to correct any invalidity, illegality or unenforceability, while preserving to the maximum extent the original rights, intentions and commercial expectations of the Parties hereto, as expressed herein.
• Contact us: If you have any questions about these Terms, the practices of the Application, or your experience, you can contact us at info@lio.ioor you can address the notices at the following address.